Health Insurance: Navigating the Pre- and Post-Pandemic Landscape

Abstract

This chapter argues that health insurance has transcended its traditional role as a financial safeguard, becoming a crucial pillar of individual health and well-being in the wake of the pandemic. We explore how rising healthcare utilization, fueled by anxieties, technological advancements, and proactive health prioritization, is driving this transformation. The recent trends reflect this shift, with spikes in insurance claims, telemedicine visits, and preventative care utilization highlighting the growing reliance on health insurance. By shielding individuals from financial anxieties and empowering them to prioritize preventative and routine care, health insurance fosters peace of mind and empowers individuals to actively manage their health journeys. This chapter delves deeper into this evolution, examining pre- and post-pandemic healthcare dynamics, the role of technology in reshaping this crucial sector. Ultimately, we argue that health insurance has become more than just a financial safety net; it’s a passport to a future where individuals can prioritize their health and well-being with confidence and security